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About Us. I just got my truck loan in November & I still have average 740 FICO scores A soft inquiry also occurs when creditors “pre-approve” you for a loan or credit card offer or when you view your credit score on Credit Karma, which doesn’t affect your score and is always free. Visit our site and call today for a free credit repair consultation Best Credit Clean Up Company – Our credit repair lawyers and compare 0 credit cards experts are working to help you repair your bad credit report and scores. Learn how to transfer credit card balances from your existing credit cards to another new account with a zero percent interest rate offer. Most card issuers will report your payment history to the credit bureaus each month, so paying your bills on time can help to raise your credit score.
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