Settlement of credit card debt by negotiations
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The Citi Simplicity Card, which is available to those with good settlement of credit card debt by negotiations to excellent credit (usually considered a credit score of 700 or higher), also offers a 12-month 0% intro APR on purchases and provides cardholders with free access to FICO scores Ideally, no one would ever carry a balance unless they are paying a 0% APR, but it isn’t always practical to open a new card every time you need a 0% intro APR, so low interest cards work well here Check out our shortlist to get a full rundown on the best no-annual-fee credit cards we've come across. Credit Scorecard information is based on data from Experian and may differ from credit scores and credit information provided by other credit bureaus..